.terms-section {
  background-color: #f8f8f8;
  color: #000;
  padding: 4rem 2rem;
  line-height: 1.7;
  max-width: 900px;
  margin: auto;
}

.terms-section h1 {
  color: #d4af37;
  font-size: 2.rem;
  margin-bottom: 2rem;
  text-align: center;
  border-bottom: 2px solid #d4af37;
  display: inline-block;
  padding-bottom: 0.5rem;
}

.terms-section h3 {
  font-size: 1.2rem;
  color: #d4af37;
  margin-top: 2rem;
  margin-bottom: 0.8rem;
  border-left: 4px solid #d4af37;
  padding-left: 1rem;
}

.terms-section p {
  font-size: 1rem;
  color: #000;
  margin-bottom: 1.2rem;
}

.terms-section a {
  color: #d4af37;
  text-decoration: underline;
}

.terms-section ul {
  margin-left: 1.5rem;
  list-style-type: disc;
  color: #000;
}

@media screen and (max-width: 768px) {
  .terms-section {
    padding: 3rem 1rem;
  }

  .terms-section h1 {
    font-size: 2rem;
  }

  .terms-section h2 {
    font-size: 1.3rem;
  }

  .terms-section p {
    font-size: 0.95rem;
  }
}